Privacy Policy
1. Introduction
Yasvi Financial (“we”, “our”, “us”) is committed to protecting your privacy and ensuring that your personal information is handled responsibly and securely.
This Privacy Policy explains how we collect, use, store, and safeguard your information when you interact with our website, mobile application, or other services (collectively referred to as “Platform”).
By using our Platform, you agree to the terms described in this Privacy Policy
2. Information We Collect
We may collect the following categories of information:
A. Personal Information (Provided by You)
- Full name
- Contact details (phone number, email address, postal address)
- Date of birth
- Government-Issued Identification Documents – such as PAN, Aadhaar, Passport, or Voter ID for KYC verification
- Employment Details – including employer name, designation, employment type, and work experience
- Income Proof – such as salary slips, bank
- Financial History – including credit reports and repayment records (with your consent) statements, or tax returns
Loan-Specific Information
- For Home Loans – property details, ownership proof, valuation documents
- For Education Loans – admission proof, course details, and estimated
- For Business Loans – business registration documents, financial statements, GST returns expenses
- For Gold Loans – gold item details, weight, purity, and valuation certificate
- Banking Details – such as account number, IFSC code, and branch details for loan disbursal or deposit purposes
B. Non-Personal Information (Automatically Collected)
When you access or use our Platform, we may automatically collect certain non-personal data, such as:
- IP address and device identifiers
- Browser type and operating system
- Pages visited, time spent, and interaction patterns on our Platform
- Location data (if enabled on your device)
C. Information from Third Parties
With your explicit consent, we may collect:
- Credit score and credit history from credit bureaus (with your consent)
- Verification details from authorized financial institutions
3. How We Use Your Information
We use the information we collect for:
- Processing your loan, investment, or other service applications.
- Conducting KYC (Know Your Customer) and identity verification.
- Matching you with the most suitable financial products.
- Sending service updates, transaction alerts, and relevant offers (only with your consent).
- Improving our website, mobile app, and customer
- Complying with legal obligations and regulatory requirements. service.
- Preventing fraud, unauthorized access, and other illegal activities.
4. Sharing and Disclosure of Information
We do not sell or rent your personal information. We may share your information only in the following situations:
- With Authorized Financial Partners and RBI-Approved Lenders – To process your loan applications, verify your details, assess eligibility, and facilitate disbursements or repayments.
- With Service Providers – Who assist us in operating our platform, conducting business, or providing services to you (such as verification agencies, payment gateways, customer support providers).
- For Legal and Regulatory Compliance – When required by law, court order, or government authority to comply with legal obligations or respond to lawful requests.
- For Fraud Prevention and Security – To detect, prevent, or address fraudulent activities, unauthorized access, or potential threats to our systems and users.
- With Your Consent – In any other instance where you have expressly authorized us to share your information.
5. Data Security
We take reasonable and appropriate measures to safeguard your personal data, including:
- SSL encryption for data transfer.
- Firewalls and intrusion detection systems.
- Restricted access to personal information.
- Regular security audits and monitoring.
While we take all precautions to protect your data, no online system can be 100% secure. We encourage you to use strong passwords and never share your login credentials.
6. Data Retention
We retain your information only for as long as necessary to:
- Fulfill the purposes outlined in this Privacy Policy.
- Comply with legal or regulatory obligations.
- Resolve disputes and enforce agreements.
- You can request deletion of your data, subject to applicable retention laws.
7. Your Rights
You have the right to:
- Access, review, or request a copy of your personal information.
- Request corrections or updates to your information.
- Withdraw consent for certain uses.
- Request deletion of your personal data.
- Opt out of receiving promotional communications.
Requests can be sent to [Insert Official Email Address].
8. Cookies and Tracking Technologies
Our Platform may use cookies, pixels, and similar technologies to:
- Improve user experience.
- Understand usage patterns.
- Deliver relevant ads and content.
You may disable cookies through your browser settings, but this may affect functionality.
9. Third-Party Links
Our Platform may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We recommend reviewing their privacy policies before sharing personal information.
10. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal data from minors. If we discover that a minor’s information has been collected, we will delete it promptly.
11. Updates to This Policy
We may revise this Privacy Policy periodically to reflect changes in our business practices, legal obligations, or other operational needs. Any updates will be published on this page, and we encourage you to review it regularly to stay informed about how we protect your information.
12. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, please contact:
Yasvi Financial
[Registered Address]
Email: [Your Official Email Address]
Phone: [Your Official Contact Number]